Is ecommerce worth the investment for Uganda businesses?

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In 2004 during my first degree in computer science, at Makerere University, I happen to have offered a course on e-commerce during which my lecturer offered a wealth of knowledge about this subject. Many undergraduate and graduate students in computing over the last decade have had similar training but e-commerce realization has long been a mystery for Uganda and other African economies. This has largely been due to infrastructure challenges (Internet was still seen as luxury by some back then) and majorly poor banking penetration among other factors.

First track to 2012, many banks are offering VISA debit cards with ability to conduct online payments whereas some few banks are even offering credit cards.  Even as this is good progress, the rise of mobile money is phenomenal and the rising penetration of mobile internet and smartphones is a big catalyst. The talk about e-commerce now will hence be largely focused on mCommerce.

Electronic commerce (Ecommerce) refers to the buying and selling of products or services over electronic systems such as the Internet and other computer networks. Mobile Commerce (Mcommerce) is any transaction, involving the transfer of ownership or rights to use goods and services, which is initiated and/or completed by using mobile access to computer-mediated networks with the help of an electronic device.

In Uganda, it is estimated that 5 million people are using the internet as of 2012 whereas over 15 million have access to mobile phones of which an increasing number is embracing mobile money.  Payment intermediary services such as Yo Payments from Uganda(https://payments.yo.co.ug/), JPesa(jpesa.com) PesaPal from Kenya come with  API which enables integration with websites(mobile web/apps).  These developments mean that there is a growing big market and the broken e-commerce payments system is being fixed.  The next natural process should be for businesses to realize the opportunity there is and to get started on embracing e-commerce and more particularly mCommerce.

Businesses in Uganda now need to rethink their distribution models and figure out how they integrate e-commerce/mCommerce in their sales and distribution models.   This will require businesses to set up websites with keen consideration for mobile web and apps.  The good news is that the cost of websites has gone down. Though this does not mean that good e-commerce websites come on the cheap, they are much more affordable compared to how it was several years back. There is still shortage of skills in the mobile space hence it may still be a little expensive to develop mobile applications but the opportunity that comes with tapping into this market will offset what may seemingly be  a big cost to join the e-commerce/mCommerce scope.  

As we hope to see more Ugandan and African business embrace mCommerce, for consultation in this space and for services to get your business online, HiPipo Digital Agency arm will be glad to work with you to push your business to the next level online.  Contact US Today.

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    they enjoy to attempt to enhance their chances of winning huge.
    Here is how a sicbo / Tai Sai action usually does occur.

    The trader typically starts off having ten or twenty or more dice, that might be coated using
    a transparent cover. The trader will subsequently place seven or eight championships into a reddish tote, which is later passed to the gamers.
    The intention of the game is to allow people to attempt to
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    Edge betting is a popular way in many casino gambling games.
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    Many elderly players are attracted by the fact that they can win big
    and they enjoy to try and boost their probability of winning major.

    Here is how a Sic Bo / Tai-Sai action usually does occur.

    The dealer generally begins off having twenty or ten five more championships, that can be covered with a transparent cover.
    The trader will then put seven or eight championships to some red purse, which is later passed to
    the players. The intent of the game is to allow players to attempt to take out the maximum number of
    dice out of the plank while perhaps not letting any one of the
    other gamers remove some one of the dice out of the plank .

    When a new player wins a jackpot, then that player
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    When a casino gives odds for certain matches,
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    Here is how a Sic-Bo / Tai-Sai game play usually occurs.

    The dealer generally begins away having twenty or ten or more championships, which
    can be covered with a transparent cover. The trader will subsequently put eight
    or seven dice into a reddish purse, that will be subsequently passed around to those players.
    The aim of the game would be for people to attempt to take out the utmost amount
    of dice from the plank while perhaps not letting some of the additional people remove
    some one of their dice out of the plank . When a new player wins a jackpot,
    that player must replace all the dice that they originally removed from your
    board. If a participant accomplishes a jackpot, they have to
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    (usually guess by those who come in the minority with regard to the
    majority who gamble the minimal sum allowed from
    the casinos). It is also fair to say that a lot of the younger players find this
    game in an effort in an attempt to earn a quick
    dollar. Some elderly players are brought on by the fact that they are able to win big plus that they like
    to try and improve their probability of winning huge.
    This really is how the Sic Bo / Tai-Sai game play usually does occur.

    The trader generally begins off using ten or twenty five more
    championships, that can be coated using a clear cover.
    The trader will then place eight or seven dice to some red tote,
    that will be subsequently passed to these players.
    The purpose of the game would be for gamers to try and get rid of the utmost amount
    of dice out of the board while maybe not letting some of the additional gamers remove some one
    of their dice from the plank . If a new player wins a jackpot, that player needs
    to replace all of the dice that they originally removed
    from the boardgame. If a participant accomplishes a jackpot, they have to hold back till it alters until they could attempt to remove some other set of dice.

    The first part of the betting treatment is comparatively easy.

    The rules for betting are quite common. Gamers are invited to set stakes that fit
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    Irrespective of what the final bet sum is, all bets have been performed at an identical way – through the traditional, multi-line gaming
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    In a no limit game such as for example Sic-Bo, however, a new
    player can additionally fold their bets until the
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    When a casino gives odds for certain games, chances are often recorded in Roman numerals.
    There are a few variations among of chances, however. As an instance, at
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  216. It’s reasonable to say that Sic Bo is really a extremely popular casino game in Asia since possible
    theoretically acquire massive amounts of money with this popular sport (typically guess by those who
    are at the minority with regard to many who gamble the minimum quantity allowed by the casinos).
    In addition it’s reasonable to state that a lot of the younger players learn this match in an effort in an attempt to earn a quick dollar.
    Some older players however are brought on from the simple fact that they can win big
    plus that they like to try and enhance their probability of winning major.

    This really is how the Sic-Bo / Tai Sai action usually does occur.

    The trader typically starts away having ten or twenty five more dice, which can be covered
    with a transparent cover. The trader will subsequently place
    eight or seven dice to some reddish purse, that will be then passed around to those players.
    The aim of the game is to allow gamers to try and take
    out the most quantity of championships from the board while not letting any of the additional players remove any of
    these dice out of the board. When a player wins a jackpot, then that player
    has to replace all the dice they originally removed from your
    board. If a player looses a jackpot, they still have to attend
    until eventually it changes before they could make an effort to get rid of some other
    group of dice.

    The very first portion of the betting process is fairly easy.
    The guidelines for betting are quite standard.
    People are encouraged to place bets which match exactly the total casino’s total bank-roll
    (maybe not their individual bet amounts). Regardless of what the last bet
    total is, all bets are performed in the same manner – throughout the conventional, currency gaming procedure where the man betting pays
    one line of money and gets a matching field of currency in return. At a no limit game
    such as for instance Sic-Bo, though, a new player can also fold their
    bets before the final bettors have a chance to take them.

    If a casino offers chances for specific matches,
    odds are often recorded in Roman numerals. You will find some
    variations among of chances, although. As an instance, in the No Limit Texas Holdem game, a
    player may receive two pairs, however three cards in the event the pot remains small.
    From the No Limit texas hold em match, people can receive a single
    card or two cards if their initial bet was
    a set. Regardless of type of odds, nevertheless, people ‘
    are always instructed to put their bets based on the likelihood.

    This ensures that at case that their first bet wins, then they will have the chance to choose another bet at a better rate.

    Edge betting is a popular way in most casino gambling games.
    In an online casino match, a border bettor will often use two varieties of stakes – just one for a single
    unit, and just one for just 2 units. At an internet video match,
    however, there aren’t any limits into the stakes.
    Edge gamers will often bet a number of times on the same bet,
    sometimes doubling, or tripling the original bet amount.
    For this reason, they are a really good way when you have
    the opportunity to accomplish this, and also you can become off with having to
    pay more winnings out than the house pays out.

    If it regards selecting your best stakes, look at
    the overall winning hand and also the chances of
    each. Both factors will likely probably be used to ascertain which bets will be the best.
    In most circumstances, when you’ve got the worst hand, then you will
    have the very greatest possibilities of winning the bud; if you have exactly the best hand, then you also still stand a very good prospect
    of winning the marijuana. If you possess a exact high
    overall score, then however, you’ve got much less of a chance
    of winning the complete score. This is where many casino players wind up, because they do not need to reduce too much money
    while they’re inside the game.

  221. It’s fair to state that Sic Bo is a popular casino sport
    in Asia because you can theoretically acquire considerable sums money with this
    popular sport (commonly bet by people who have been in the minority with regard to many
    who bet the minimum sum allowed by the casinos). Additionally it is reasonable to state that many
    of the younger players find that this match in a
    bid in an attempt to make a fast dollar.
    Some older players are drawn from the fact which they could win big plus they enjoy to try
    and enhance their odds of successful big. This really is the way a sicbo / Tai-Sai game-play
    usually occurs.

    The trader generally begins off having twenty or ten five more championships,
    that can be covered with a transparent cover.
    The dealer will subsequently place eight or seven dice
    into a red purse, which is then passed around to these people.
    The goal of the game would be for players to try
    and take out the maximum amount of championships
    out of the plank while perhaps not letting some one of those additional
    people remove any of the dice out of the board. If a new player wins a jackpot, that player
    must replace all of the dice that they removed from the
    board. When a participant accomplishes a jackpot, then they still must hold back until it changes until they could make an effort to
    eliminate another set of dice.

    The first portion of this betting treatment is fairly easy.
    The principles for betting are quite standard. People are
    invited to put bets that match with the overall casino total bank-roll (maybe not their
    individual bet sums ). Irrespective of what the final bet total is, all stakes
    are played at an identical manner – through the traditional,
    multi-line gaming procedure where the person gambling pays one line of currency plus gets a fitting field of money in return. In virtually no limit game
    such as for example for instance sicbo, however, a player can also fold their bets until
    the final bettors possess a possiblity to carry them.

    If a casino gives odds for particular matches, chances are often recorded in Roman numerals.
    You will find some variations on the list of chances,
    however. As an example, in the No Limit Texas Holdem game, a new player can receive just two pairs, however, 3 cards in the event the kettle is not small.

    From the No Limit texas hold em match, people could receive one card or two cards if their original wager has been some pair.

    Regardless of type of odds, however, people are
    always educated to put their bets according to
    this likelihood. This ensures that at the event that their very first bet wins, then they even have the opportunity to select up another bet in a higher
    speed.

    Edge gambling is just a favorite strategy in most casino gaming games.

    In an online casino game, an edge bettor will usually use two kinds of bets – just one
    for a single apparatus, also one for two units.
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