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ARSENAL AFTER THE WAIT: THE CLUB THAT REFUSED TO DIE, THE FANS THAT REFUSED TO STOP BELIEVING

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By Innocent Kawooya, NIM | HiPipo Money

Arsenal really did win the Premier League on Tuesday, 19 May 2026. After 22 years of waiting, rebuilding, heartbreak and near misses, Arsenal F.C. finally returned to the summit of English football. The title was confirmed when Manchester City F.C. drew 1-1 away to Bournemouth, leaving Arsenal four points clear with one match remaining. It was Arsenal’s first league title since the legendary Invincible season of 2003/04, their 14th top-flight crown overall, and the completion of one of the most emotional football journeys modern fans have witnessed.

For many supporters across the world, this was never just another football trophy. This was emotional resurrection. This was the reward for years of loyalty through difficult seasons, painful banter, online ridicule, and repeated moments where Arsenal came painfully close but could not finish the race. Entire generations of supporters had grown up hearing stories about greatness without experiencing a league title themselves. Then suddenly, on one unforgettable night in May 2026, everything changed.

North London exploded into celebration. Phones rang endlessly. Families screamed into the night. WhatsApp groups became battlefields of emotion. Rivals suddenly fell silent. Others showed reluctant respect. Some supporters cried openly because they understood exactly how long this wait had been. This title was not built in one season. It was built over decades of belief.

What makes this championship even more powerful is that Arsenal did not stumble into it accidentally. This was not luck. This was a long-awaited miracle. Arsenal won the league because they became the most balanced and disciplined side in England. They conceded only 26 league goals all season, the best defensive record in the division, while combining structure, intensity and intelligence to control matches under enormous pressure.

This Arsenal side won differently from the beautiful chaos of the Invincibles. The modern team was harder, calmer and more tactical. They were not obsessed with entertaining the world every minute. They were obsessed with surviving pressure, controlling games and collecting points. That mentality shift transformed Arsenal from “almost champions” into actual champions.

Much of that transformation came through Mikel Arteta. For years, Arteta lived under enormous scrutiny. Every tactical decision became debate material. Every setback was treated as evidence that he would never truly succeed. Many questioned whether he could ever take Arsenal beyond rebuilding and into actual dominance. Yet through patience, courage and relentless belief, Arteta rebuilt one of the biggest clubs in world football and restored Arsenal to the top of England once again.

One of the defining faces of this title-winning season was David Raya. Statistics will remember his saves, but Arsenal supporters will remember the emotional moments he protected. Raya delivered critical interventions throughout the campaign, making huge late-game saves that repeatedly preserved Arsenal’s momentum. His performances earned him a third consecutive Golden Glove while maintaining nearly a 70% save success rate. But beyond the numbers, Raya became the goalkeeper who repeatedly stopped fear from entering Arsenal hearts again.

Then there was Declan Rice, who transformed Arsenal psychologically as much as tactically. Rice brought leadership, aggression, composure and authority into the midfield. His interceptions, tackles, passing range and consistency became central to Arsenal’s title push. More importantly, he gave Arsenal a new mentality. This team no longer looked fragile under pressure. They looked prepared for war.

The attacking responsibility was also shared across the squad rather than relying on a single superstar. Viktor Gyökeres finished as Arsenal’s leading league scorer with 14 goals, while Bukayo Saka and Eberechi Eze each added seven. Leandro Trossard, Martín Zubimendi, Declan Rice, Mikel Merino, Gabriel and Jurriën Timber all contributed important goals across the season. This was not a one-man title victory. This was a complete squad carrying responsibility together.

And yet, beyond all the statistics and tactical analysis, the emotional identity of Arsenal remains what makes the club unique. Arsenal supporters understand that behind every beautiful Arsenal era has always existed hidden steel. Gilberto Silva became known as “The Invisible Wall” during the Invincibles era, while Sylvain Wiltord scored the famous goal at Old Trafford that secured Arsenal’s 2002 Double. This current generation continues that tradition in a modern form. Behind the creativity and youth exists resilience, discipline and emotional toughness.

That emotional connection is why Arsenal means more to many supporters than simply football. Arsenal became a lesson in patience. A lesson in rebuilding. A lesson in believing through difficult periods. Supporters watched the club survive financial struggles after the Highbury move, endure painful transitions after Arsène Wenger, and recover from years where social media turned every Arsenal failure into entertainment. Yet somehow, Arsenal always returned.

The historical record itself shows remarkable consistency. Since 1990/91, Arsenal have finished in the top four 27 times and in the top six 32 times. Their most common finish during that period has actually been second place, which they achieved nine times. That is not the profile of a temporary football power. That is the profile of a club permanently living near the summit of the game.

Commercially and globally, Arsenal’s return to the top arrives at the perfect moment. The club already reaches hundreds of millions of supporters worldwide through tours, digital engagement and global fan communities. Arsenal matches are now among the most watched Premier League games in American television history, proving how much global attention follows the club when they compete for major honours. The title strengthens Arsenal’s position commercially through sponsorships, merchandise, hospitality and future global partnerships.

For many people, however, the greatest power of this title cannot be measured financially. Football creates emotional energy unlike almost anything else on Earth. On the night Arsenal became champions, fathers hugged sons, friends called each other screaming with joy, supporters who had suffered together for years finally celebrated together. Somewhere across the world, lonely people smiled again. Somewhere exhausted people found hope again. Football may not medically heal the world overnight, but emotionally, it absolutely changes lives.

Now Arsenal stand one step away from something even greater. On 30 May 2026, they face Paris Saint-Germain F.C. in the UEFA Champions League final in Budapest. And for the first time in many years, Arsenal enter Europe’s biggest night not as dreamers, but as genuine favourites built on defensive excellence, composure, tactical discipline and belief.

The strongest truth about Arsenal is also the simplest one. Arsenal do not need mythology to sound legendary. The facts already read like folklore. Watch out Arsenal win the 2026 Champion league Title on 30 May.

The writer is a National Independence Medalist and the first Ugandan under 40 years to ever receive this Presidential Medal. Innocent Kawooya, NIM is the Chief Executive Officer of HiPipo.

Do you have a story, brand, innovation, business, or movement that deserves global visibility and powerful storytelling? Reach out to our editorial team:

Derick Kasasa 📞 +256 775 904861 📧derickkasasa@gmail.com

Nicholas Ntulume 📞 +256 706 370746 📧 nick.ntulume@HiPipo.com

PEARL OF AFRICA TOURISM EXPO 2026: After 10 Years, Uganda Stops Asking the World to Notice — And Starts Showing Why It Must

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The Pearl of Africa Tourism Expo (POATE) 2026 is not simply opening its doors to another tourism exhibition.

It is opening the doors to a decade of transformation.

From May 21 to May 23, 2026, Uganda will host the 10th edition of the Pearl of Africa Tourism Expo at the Speke Resort Convention Centre under a theme that feels deeply personal to today’s global traveler: “Wanderlust — It’s Your Time to Thrive.”

And perhaps no phrase captures Uganda’s tourism identity more accurately.

Because wanderlust is no longer just about travel. It is longing. Curiosity. The emotional desire to discover places that still feel authentic in a world increasingly shaped by algorithms, artificial experiences, and over-commercialized tourism.

Uganda has quietly become one of those places.

Unlike destinations carefully designed for brochures and social media trends, Uganda greets travelers like a feeling rather than a product. It offers living encounters with nature, culture, rhythm, silence, and raw beauty that still feel deeply human.

That is what makes this year’s Pearl of Africa Tourism Expo feel different.

Ten years ago, POATE began primarily as a platform to showcase Uganda to the world. Today, it stands among East Africa’s most influential tourism gatherings, bringing together international buyers, tour operators, hospitality leaders, travel creators, investors, conservationists, media professionals, and storytellers searching for the future of African tourism.

But beyond exhibition halls, networking sessions, and destination showcases lies something far more powerful:

Emotion.

Because tourism has never truly been about movement alone. It has always been about meaning.

People travel searching for something they often cannot explain. Sometimes it is adventure. Sometimes healing. Sometimes perspective. Sometimes escape. And sometimes people travel simply because somewhere deep inside them exists the hope that the world still contains places capable of making them feel alive again.

Uganda has become one of those places.

At a time when many global destinations feel overcrowded, filtered, and emotionally predictable, Uganda still feels rare. The landscapes remain wild. The encounters remain personal. The beauty still arrives unexpectedly.

One moment, a traveler stands face-to-face with mountain gorillas in the ancient forests of Bwindi Impenetrable National Park. Hours later, they are watching golden light disappear across the savannah plains of Queen Elizabeth National Park. Somewhere between the crater lakes, the rolling green hills, the thunder of Murchison Falls, roadside conversations, and Kampala’s vibrant rhythm, visitors begin to understand why Uganda leaves such a lasting emotional imprint.

Uganda is not experienced in a single moment.

It unfolds slowly.

And perhaps that is the true meaning behind wanderlust — not simply the desire to travel, but the desire to rediscover wonder.

This 10th anniversary arrives at a defining moment for African tourism itself. Across the continent, destinations are shifting away from traditional sightseeing toward experience-driven travel built around storytelling, authenticity, conservation, wellness, and cultural connection.

Modern travelers no longer want to simply see destinations.

They want to emotionally enter them.

That shift creates enormous opportunity for Uganda.

Because Uganda’s greatest tourism advantage has never been wildlife alone. It has always been emotional diversity. Few destinations in the world combine adventure, intimacy, culture, spirituality, conservation, and human warmth as naturally within one journey.

And as global tourism evolves, authenticity itself is becoming luxury.

This new tourism era is also transforming how destinations market themselves. Today, a cinematic travel documentary, a viral safari reel, a powerful photograph, or an emotionally written story can shape global travel decisions faster than traditional advertising campaigns ever could.

Storytelling has become one of tourism’s most valuable currencies.

The Pearl of Africa Tourism Expo understands this shift.

POATE 2026 is not merely celebrating destinations. It is celebrating narrative. It recognizes that tourism is no longer only an economic sector. Tourism is identity projection. It is soft power. It is cultural diplomacy. It is how nations emotionally introduce themselves to the world.

And Uganda’s introduction continues to grow stronger.

Tourism remains one of Uganda’s most important economic pillars, supporting livelihoods across hospitality, transportation, conservation, media, entertainment, tour guiding, handicrafts, and local communities. Behind every safari vehicle, lodge booking, cultural performance, and travel experience exists an ecosystem of people whose lives are directly connected to the visitor economy.

When tourism grows sustainably, communities grow with it.

Yet beyond economics, this expo also carries symbolic significance.

For ten years, POATE has quietly helped reposition Uganda within global tourism conversations. It has helped move the country beyond outdated perceptions toward a modern African tourism identity rooted in beauty, conservation, creativity, experience, and emotional storytelling.

And perhaps that is its greatest achievement of all:

Uganda no longer feels like a hidden destination pleading to be discovered.

It increasingly feels like one of Africa’s most emotionally compelling journeys waiting to be experienced.

As delegates, investors, creators, and travelers gather in Kampala this May, Uganda enters this milestone edition carrying something more powerful than polished branding campaigns or carefully crafted slogans.

It carries wonder.

The kind of wonder that still lives in mist-covered forests, untamed landscapes, human connection, and stories not yet fully told.

Because long after flights depart and exhibition halls empty, the destinations people remember forever are never simply the places they visited.

They are the places that changed how they felt about the world.

The writer is John Kennedy Ssebadduka, CEO and Founder of Avenoir Safaris.

KCCA Restricts Swearing-In Attendance Amid Rising Ebola Concerns

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The Kampala Capital City Authority (KCCA) has moved to tighten attendance at ongoing and upcoming swearing-in ceremonies in Kampala following heightened Ebola concerns in Uganda and the wider region.

The restrictions come at a time when Uganda is on high alert after health authorities confirmed an imported case of the Ebola Bundibugyo strain linked to neighboring Democratic Republic of Congo (DRC). The patient, a 59-year-old Congolese national, reportedly died after being admitted to Kibuli Muslim Hospital in Kampala.

City authorities say the decision to limit attendance is part of broader preventive measures aimed at reducing overcrowding during official functions and minimizing the risk of transmission.

According to officials, only invited guests, essential participants, accredited officials, and authorized personnel will be allowed access to swearing-in venues. Organizers have also been directed to enforce strict public health measures, including temperature screening, handwashing facilities, sanitization, and controlled entry points.

The move comes shortly after Uganda hosted large-scale inauguration activities, including President Yoweri Museveni’s swearing-in ceremony at Kololo Ceremonial Grounds, which attracted thousands of attendees and dozens of foreign delegations. Government officials had earlier projected attendance of between 30,000 and 40,000 people during the national ceremonies.

Health experts have warned that mass gatherings remain a major concern, especially as Uganda shares active movement corridors with eastern DRC, where Ebola cases continue to rise. Africa CDC recently called for urgent regional coordination among Uganda, DRC, and South Sudan to strengthen surveillance, contact tracing, and outbreak response measures.

The latest developments have already begun affecting public events across Uganda. Authorities recently announced the postponement of the 2026 Uganda Martyrs Day celebrations at Namugongo over fears of cross-border Ebola transmission, with President Museveni emphasizing that “the protection of life must come first.”

KCCA officials say the city remains committed to ensuring government functions continue safely while prioritizing public health. Residents have been urged to remain vigilant, observe hygiene guidelines, report suspected symptoms early, and avoid unnecessary crowding.

Uganda’s Ministry of Health continues to monitor the situation closely as response teams intensify screening, surveillance, and community sensitization efforts to prevent further spread of the disease.

HiPipo Announces Worldwide Release of “Voices Of Light – African Hymns Reimagined Vol. 1” — A New Global Gospel Movement Designed for Daily Inspiration

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Access the album via a single global link here: https://ditto.fm/voices-of-light-voices-of-light

Kampala, Uganda | May 6, 2026

HiPipo has officially announced the global release of its highly anticipated gospel album, “Voices of Light – African Hymns Reimagined Vol. 1.” The project is a powerful and uplifting musical work designed to inspire millions of listeners daily while redefining how gospel music is experienced in a fast-evolving global digital landscape.

Performed by Voices of Light, featuring Doreen Nanfuka, Enlightened Academy Choir, and HiPipo Voices, the album blends African choral richness with cinematic orchestration and modern inspirational production. The result is a deeply immersive listening experience that is both spiritually grounded and globally accessible.

With a clear ambition to reach hundreds of billions of global streams, the album is positioned not simply as a release, but as a daily companion for reflection, worship, praise and emotional renewal across cultures, continents, and generations.

In contrast to traditional long-form gospel albums, Voices of Light – African Hymns Reimagined Vol. 1 adopts a short-form, high-impact structure, with most songs ranging from 1 to 2 minutes. This intentional format aligns with modern listening habits, enabling seamless integration into daily routines, from morning devotion to evening reflection, while encouraging repeat listening and sustained engagement.

Each piece is crafted to deliver a complete emotional and spiritual moment within a short duration, making the album particularly suited for streaming platforms, playlists, and digital sharing environments.

Across the album, listeners are taken through a carefully sequenced emotional and spiritual journey. The opening moments introduce warmth and intimacy through songs like Matchless Love, before transitioning into triumphant expressions of faith in All Glory. Reflective compositions such as Evening Hymn and Holy Presence create space for calm and contemplation, while uplifting pieces like Rise in Praise, Rejoice! and Sing Praise to Him inject energy and celebration.

Themes of gratitude, unity, and hope are consistently woven throughout the project, with standout moments such as Count Your Blessings, One Accord, and Hope Will Rise. The album builds to a powerful, climactic conclusion with All Hail Victory, leaving listeners with a lasting sense of spiritual elevation and completeness.

Bonus tracks, including reimagined versions and Speak Life (Original Bonus Version), extend the listening experience while broadening the album’s crossover appeal.

While deeply inspired by African musical traditions and choral expression, the album is intentionally designed for global resonance. Its use of English, universal spiritual themes, and cinematic production style allows it to connect meaningfully with diverse audiences across Africa, Europe, the Americas, and beyond.

The project reflects a growing movement of African-led creative excellence shaping global cultural and spiritual narratives.

Voices Of Light – African Hymns Reimagined Vol. 1 was created through human artistic leadership, musical direction, and vocal performance, supported by the responsible use of advanced production technologies, including AI-assisted tools, to enhance sound design, arrangement depth, and overall listening quality.

This approach reflects a forward-looking production philosophy, where technology is used to amplify human creativity rather than replace it, ensuring authenticity, emotional depth, and artistic integrity remain at the core of the work.

HiPipo positions Voices of Light – African Hymns Reimagined Vol. 1 as part of a broader vision to build a global gospel and inspirational ecosystem. The project is expected to power daily listening habits, community engagement, digital experiences, and future live and visual productions.

The long-term goal is to establish the album as a default daily soundtrack for millions of people worldwide, embedding it into routines, platforms, and shared cultural moments.

“We are not just releasing music. We are creating a daily experience for humanity, one that people can return to every morning, every evening, and in every moment they need light. Voices Of Light – African Hymns Reimagined Vol. 1 is built for scale, for impact, and for generations.” — Innocent Kawooya, NIM, CEO, HiPipo

Release Information

  • Album Title: Voices Of Light – African Hymns Reimagined Vol. 1
  • Artist: Voices of Light
  • Featured Artists: Doreen Nanfuka, Enlightened Academy Choir, HiPipo Voices
  • Release Date: May 6, 2026
  • Genre: Gospel / Inspirational
  • Language: English
  • Label: HiPipo Voices
  • Publisher: HiPipo
  • Copyright: © 2026 HiPipo

Voices Of Light – African Hymns Reimagined Vol. 1 is now available worldwide on all major streaming platforms.

Listeners are encouraged to integrate the album into their daily routines, share it across communities, and experience it as a continuous source of inspiration, faith, and emotional connection. Voices Of Light – African Hymns Reimagined Vol. 1 is not just music; it is a daily global experience of faith, hope, and light.

About HiPipo

HiPipo is a multi-award-winning organisation focused on digital innovation, financial inclusion, and content creation, with a mission to Include Everyone. Through music, media, and technology, HiPipo continues to create impactful experiences that reach millions globally.

MTN, Centenary, and Standard Chartered Bank Win Big at the 2025 Digital Impact Awards Africa

MTN MoMo, MTN Uganda, Centenary Bank, and Standard Chartered Bank emerged as the biggest winners at the 2025 Digital Impact Awards Africa. Held on 14th November at the Kampala Serena Hotel as part of the broader Digital and Financial Inclusion Summit, the event once again celebrated outstanding digital innovation and financial inclusion efforts across the region.

MTN retained top honors, taking home Diamond for Digital Brand of the Year, Financial Services Digital Excellence, Technology Services Digital Excellence and CEO of the Year. Centenary Bank secured Digital Brand of the Year – Gold, Banking Innovation Excellence – Gold, and Community/MFI Banking Excellence – Diamond while Standard Chartered Bank clinched Digital Banking Excellence – Diamond and CEO of the Year – Gold.

This year also featured three special categories recognizing individuals who have over the years consistently advanced digital communication and marketing in both the public and private sectors. National Water and Sewerage Corporation’s John Fisher Sekabira won Public Sector Digital Communications Champion, Standard Chartered Bank’s Cynthia Mpanga received the Digital Corporate Affairs Visionary of the Decade award, and Centenary Bank’s Micheal Bulyerali was honored as the Outstanding Digital Marketing Trailblazer.

While delivering her Guest of Honour remarks, Owek. Hon. Joyce Nabosa Sebugwawo, the State Minister for ICT, noted that the original vision of HiPipo and CyberPLC; set more than a decade ago was bold yet clear: to champion digital innovation, FinTech growth, and financial inclusion across the continent. She affirmed that HiPipo and her partners have ‘walked the talk’ and continue to shape digital and financial inclusion conversations across Africa.

“These accomplishments in the digital domain are proof of the effectiveness of partnership and collaboration. The efforts of HiPipo and its collaborators have been enhanced by the invaluable support of the Gates Foundation, various government bodies, and regional entities, including COMESA Business Council (CBC). Collectively, they have incited a surge of digital excellence that has encompassed the most influential actors in FinTech innovation and the largest corporations in banking and telecommunications.”

Private Sector Foundation of Uganda (PSFU) Vice Chair and SoftPower Communications CEO, Sarah Kagingo, applauded the winners and reiterated PSFU’s commitment to supporting technology-driven transformation in Uganda. She challenged innovators to leverage emerging technologies, including artificial intelligence, to drive last-mile inclusion.

HiPipo CEO, Innocent Kawooya highlighted that his organization’s impact across Uganda and East Africa has attracted broader regional interest, informing the decision to expand the Include EveryOne program within the COMESA bloc; beginning with Zambia and Malawi, with more countries to follow.

He noted that beyond celebrating excellence, HiPipo has this year delivered practical digital and financial literacy trainings to last-mile communities. In Zambia and Malawi alone, the team has supported over 5,000 women cross-border traders, trained hundreds at Elegu Border Post, and engaged more than 200 digital and financial inclusion organizations.

The Digital and Financial Inclusion Summit lived up to its billing and hype with representation from over 50 organizations, up to 25 speakers and over 1000 physical and online attendees.

Here is the complete list of the 2025 Digital Impact Awards Africa (#DIAA2025) Winners.

Certificates

Commendation for Holistic Ride-Hailing Services

Ride Now

Commendation for Sustainable Energy & Fuel Distribution

TotalEnergies

Commendation for Excellent Personal and Home Technology.

Blacklyf

Commendation for Democratizing Cars’ Ownership

Ayyan Motors

Commendation for Democratizing Motorbikes’ Ownership.

Spiro Uganda

Accolades.

Special Awards and Recognition

Public Sector Digital Communications Champion – John Fisher Sekabira

Digital Corporate Affairs Visionary of the Decade – Cynthia Mpanga

Digital Marketing Trailblazer of the Year – Micheal Bulyerali

Financial Inclusion Excellence.

Pride Bank – Diamond

ClinicPesa – Gold

Digital Banking Excellence.

Standard Chartered Bank – Diamond

Centenary Bank – Gold 

Banking Innovation Excellence.

PDM digitisation by WENDI Digital Wallet / Pearl Bank – Diamond

QuickTeller Agents Partnership by Interswitch and Centenary Bank – Gold

Community/MFI Banking Excellence.

Centenary Bank – Diamond

Pearl Bank – Gold

FinTech Start-up of the Year.

Paytota – Diamond

Fido – Gold

FinTech of the Year.

Jumo – Diamond

School Pay – Gold

Financial Services Digital Excellence.

MTN MoMo – Diamond

Interswitch – Gold

Consumer Goods and Services Digital Excellence.

Jude Color Solutions – Diamond

Movit Products Limited – Gold

Utilities and Government Services Digital Excellence.

NWSC – Diamond

Technology Services Digital Excellence

MTN Uganda – Diamond

DHS Africa – Gold

CEO of the Year (DFS).

Richard Yego – MTN MoMo – Diamond

Sanjay Rughani – Standard Chartered Bank – Gold

Digital Brand of the Year.

  1. MTN Uganda and MTN MoMo – Diamond
  2. Centenary Bank – Gold

Vice President Alupo launches Nonda Coffee Shop and Roastery, Uganda’s First Single-Origin Coffee Franchise in Saudi Arabia

Uganda’s Vice President, Her Excellency Maj. Jessica Alupo, has today launched the country’s first Single-Origin Coffee Franchise in the Kingdom of Saudi Arabia.

Located at the heart of Riyadh, Nonda Coffee Shop and Roastery marks a historic milestone in Uganda’s coffee journey, bringing the country’s finest single-origin beans to the global stage. The shop will serve premium Ugandan coffee to a cosmopolitan audience of residents, business travellers, and millions of international visitors who frequent Saudi Arabia for commerce, pilgrimage, tourism, and investment. It is the first among many to be rolled out across the Kingdom of Saudi Arabia.  

In her remarks, Hon. Alupo noted that the launch of the Nonda Coffee Shop and Roastery in Saudi Arabia marks a significant milestone for Uganda, as it not only opens up new markets for Ugandan coffee but also creates employment opportunities for Ugandans and inspires smallholder farmers to scale up into commercial production.

“I would like to extend my appreciation to Nonda Commodities and Ingazi group for this initiative. In Uganda, we have four sectors where there are jobs and wealth. These are Commercial Agriculture; Industry/Manufacturing; Services and ICT. Our being in this boardroom is a clear message that the government and people of Saudi Arabia have enabled us to exploit two of these key sectors at ago. That is commercial Agriculture and Industry/Manufacturing because the coffee we are talking about here is processed but also comes from farmers,” she said, adding:

“In Uganda today, 33% of households are still outside the money economy. One of the interventions that government is making is capturing all those households to join the money economy. So, our being here again is very fundamental because we are going to reduce the number of those 33% households outside the money economy as many will join commercial agriculture. We shall also have access to other destinations including China.”

The launch is part of Nonda Coffee’s “Value-at-Source Project,” implemented in partnership with the Saudi-based investment firm Ingazi Group International. The initiative seeks to elevate Uganda’s coffee value chain by deepening processing and branding capacity at origin; ensuring more value remains within the producing communities.

The other key initiative being undertaken under this partnership is the Luwero Coffee Park, which upon completion will process up to 35,000 metric tons of coffee per year, making it one of the largest coffee value addition centers in the country.

“Uganda will soon host a ground-breaking ceremony of the Luwero Coffee Park; a flagship facility that will anchor Africa’s largest coffee processing and value addition plant. The Value-at-Source project championed by Nonda Commodities and Ingazi Group is a shining example of the Uganda-Saudi Arabia Cooperation. So, as we celebrate these milestones, may every cup of Nonda Coffee remind us of our friendship, opportunity and shared future between our two countries,” Hon. Alupo noted.

According to Mr. Tonny Miiro Kibuuka, CEO of Nonda Commodities Ltd, the parent company of Nonda Coffee, this project has the potential to employ thousands of Ugandans and unlock new international opportunities. He emphasized that as the first Ugandan company to secure both an Investment License and a Commercial Registration License from the Kingdom of Saudi Arabia, Nonda Coffee is collaborating with like-minded partners to build a future where Uganda’s coffee is globally celebrated while driving prosperity at home.

“Through the Value-at-Source Project, we are spearheading coffee value development, addition, claim, and consolidation. By building win-win partnerships, we are creating dignified and sustainable livelihoods for players across the Coffee Value chain. Our mission goes beyond producing premium, market-ready Ugandan coffee. We are laying the foundation for rural job creation, industrial linkages, and inclusive economic participation that empower communities and strengthen Uganda’s position in the global coffee industry,” he said.

The Value-at-Source Project comes amid record growth in Uganda’s coffee sector. National production rose from 7.8 million 60-kg bags in FY 2022/23 to 8.2 million bags in FY 2023/24, while export earnings jumped from USD 845 million to USD 1.144 billion during the same period, underscoring Uganda’s rising stature as one of the world’s most consistent coffee producers.

Even so, greater investment in value addition remains essential if Uganda is to fully harness the economic potential of its coffee. As such, the success of Nonda Coffee in Riyadh will reflect Uganda’s broader ambition to expand global market access, promote value addition at source, and strengthen South–South investment partnerships anchored on innovation, dignity, and shared prosperity.

HiPipo Champions Inclusive Instant Payment Systems Across Africa

For nearly two decades, HiPipo has been on the frontline of championing digital financial inclusion through its flagship Include Everyone Program.

At the 29th Mojaloop Community meeting (MojaCom 29) held in Nairobi, Kenya, the HiPipo team led a critical conversation on the importance of last-mile interventions in advancing Inclusive Instant Payment Systems (IIPS), systems designed to make digital payments accessible to everyone, everywhere.

Under the theme “From Borders to Boardrooms: Advancing Women, Trade and Inclusion,” the team shared inspiring real-life examples from Zambia and Malawi, where over 4,000 women cross-border traders have been trained in digital and financial literacy. These traders are now confidently using digital financial services to manage and grow their businesses.



HiPipo’s Chief Operations Officer, Nicholas Kalungi, emphasized that in collaboration with the COMESA Business Council (CBC) and other regional stakeholders, HiPipo has spent the past year laying the groundwork to make IIPS the backbone of regional integration.

“Through HiPipo’s Include Everyone Program, we are building readiness on the ground, equipping FinTechs, empowering women innovators, and supporting cross-border traders,” Nicholas said.

“For me, this is proof that policy, infrastructure, and community preparedness must work hand-in-hand. That is the only way to sustain adoption and unlock the full economic transformation that IIPS can deliver.”

HiPipo CEO Innocent Kawooya urged innovators to look beyond the technology and see the human impact of inclusion.



“When we talk about inclusive instant payment systems, we must see beyond the pipes and platforms,” Innocent said.

“For me, IIPS is the last-mile hook; the moment where technology becomes dignity for a mother trader, where a safe transaction translates into food security, and where inclusion turns into health, wealth, and opportunity. At HiPipo, our mission has always been to ensure these systems serve people, not just institutions. That is the future we must fight for together.”

HiPipo’s FinTech Events Manager Charlotte Neeza highlighted the organization’s sustained investment in nurturing innovators through initiatives such as 40 Days 40 FinTechs and Women in FinTech. Over the years, these programs have empowered more than 500 and 300 organizations and innovators to design localized and gender-intentional solutions that address real-world challenges.

“Inclusion means that women innovators and cross-border traders can see themselves in the digital economy, not as outsiders looking in, but as leaders shaping its future,” she said.

Meanwhile, Joseph Kimbowa, HiPipo’s Chief Content Officer, revealed that among participants in the 2025 Include Everyone Project in Zambia and Malawi, 68% of FinTechs reported developing gender-intentional products as a direct result of HiPipo’s support. HiPipo recognizes that persistent barriers, especially those faced by women, continue to slow the realization of fully inclusive payment systems. Our ongoing advocacy and training efforts aim to close these gaps and build the confidence and capability needed for everyone to participate in the digital economy.

“From our work in Uganda, Zambia, Kenya, and other COMESA countries, we see that the biggest challenges are not just technical; they’re about trust, identity, and access,” noted Doreen Nanfuka, HiPipo’s Senior Programs Officer.

“Many merchants still operate informally, which complicates KYB and onboarding processes. Payment providers each have different compliance steps, and cross-border inconsistencies make it even harder. This slows down the adoption of instant payments among the very groups who need them most.”

As the digital economy continues to grow across Africa, HiPipo remains steadfast in its mission to ensure Inclusive Instant Payment Systems become not just technological tools, but instruments of dignity, equality, and economic transformation for all.

With 75% Included and Millions Still Waiting, Here’s How We Are Powering Africa’s Inclusive Financial Future

By Innocent Kawooya, NIM

In December 2019, I sat on a panel at FinTech Connect in London, hosted by the Gates Foundation and moderated by Kosta Peric. I thank Miller Abel for inviting me. That day, I made a statement that still holds today: “Even if the works of the Level One Project and initiatives like Mojaloop were to fail, their championship in independently leading the conversations of interoperability would remain the king of accelerating financial inclusion. Interoperability is the main rail.”  When I look back in time, it was not a prediction, but a call to action.

Six years later, the evidence is undeniable. The Level One Project and its guiding principles have not failed. They supported the building of safe, secure, reliable, efficient, and interoperable Inclusive Financial Systems. They have transformed entire economies and continue to reshape the future of financial inclusion across Africa.

Since the launch of its financial inclusion strategy in 2005, the Gates Foundation has invested more than $2 billion, working with partners across the globe to ensure that financial tools reach the people who need them most. The achievements are historic. Today, 75 percent of adults in low- and middle-income countries now own a formal financial account. The gender gap in account ownership has narrowed to just five per cent, a milestone once thought unattainable. Twenty African countries already have an Inclusive Instant Payment System in place, while another ten are developing or upgrading theirs. These are not just statistics; they are a signal of dignity, opportunity, and access for millions. Without the Gates Foundation’s leadership, particularly its Inclusive Financial Systems division, the pace of global financial inclusion would have been far slower and less coordinated.

But progress has not erased inequality. The 2025 McKinsey report “Closing the Loop: The Quest for Gender Parity in African Tech” paints a mixed picture. Africa produces the highest global share of women STEM graduates, at 47 percent, and women account for 26 percent of entrepreneurs, more than any other region. Yet less than 20 percent of top tech leadership roles are held by women, and in 2024, women-led start-ups attracted only one percent of Africa’s tech funding. The 2021 WEE-FI Barriers Analysis helps explain why. Women face obstacles at every turn. Rigid KYC requirements, lack of foundational IDs, or limited phone ownership often shut them out before they even start. High costs of mobile internet and non-transparent fee structures make access expensive. Long distances to financial service points keep many excluded. Low literacy makes it hard for many women to even start the journey. Weak consumer protection leaves them exposed and afraid to trust the system. In many homes, men are still seen as the ones to handle money, while women carry most of the unpaid work that keeps families running.

What this means is real. It means cross-border traders remain stuck in informal circles where they cannot grow. For many young women in the village, digital payments are not exciting, they are frightening. Losing even a small amount of money can shake a household, and with no one close to explain or step in when things go wrong, it feels safer to stay away. Women with ideas for businesses face another wall. They may have the drive and the vision, but raising money is close to impossible, not because the ideas lack value, but because the system was never built with them in mind.

These are not small issues. They keep millions of women from taking part in Africa’s economic growth. Traders are embroiled in cash transactions that hold them back. Rural women continue to watch opportunities pass them by. Innovators are left pushing uphill, fighting to be seen and supported. Why it matters is simple: without women, inclusion is incomplete, and without inclusion, Africa cannot achieve its promise of shared prosperity.

The good news is that solutions exist. Well-designed digital financial services have been shown to shift norms, create access, and empower women as leaders, innovators, and decision-makers. This is where the HiPipo Include Everyone Program has stepped in, working alongside the Gates Foundation’s agenda to turn policy into practice. Its focus is clear and measurable. A shift from informal to formal trading among cross-border traders. Increased use of DFS among female cross-border traders. Reduction in the gender gap in DFS use. Enhanced representation of women in leadership and policy influence.

HiPipo’s Train-the-Trainer model magnifies these outcomes. Women leaders, regulators, and community champions gain financial and digital skills, and then pass this knowledge to hundreds more in their circles. The ripple effect is fast and sustainable. When women train other women, barriers collapse faster, and progress becomes embedded in communities.

At the heart of all this is interoperability. The Level One Project Guide remains the blueprint for building systems that serve everyone, especially low-income users. Its principles of real-time, push-only, irrevocable payments, open-loop systems for banks and non-banks alike, tiered KYC, pro-poor governance, and not-for-loss utility models are now standards in the push for inclusive digital economies. As Miller Abel, Deputy Director and Principal Technologist at the Gates Foundation, put it: “A scalable, accessible, low-cost infrastructure is achievable – we have seen success in other domains. We can achieve it with real-time retail payments as well.” And as Kosta Peric reminds us: “Payments are the connective tissue of any financial system. The Level One Project Guide shows how to build and scale a real-time digital payment platform to serve low-income consumers and merchants and bring them into the formal financial economy.”

These words capture what is already happening. From Tanzania’s TIPS to the COMESA Digital Retail Payments Platform, interoperability has moved from ambition to reality. It is the infrastructure on which Africa’s digital economy is being built.

Using the Train-the-Trainer model, HiPipo is equipping cross-border women traders with digital and financial literacy tools to empower others within their ecosystems.

HiPipo continues to play its role in this journey. Not only as a proponent and advocate, but as a champion of inclusive design. Through initiatives like 40 Days 40 FinTechs, the Women in FinTech Hackathon, and the Digital Impact Awards Africa, HiPipo has united FinTechs, MNOs, regulators, banks, innovators and users around the cause of interoperability. These programmes have become Africa’s meeting ground for serious discussions about inclusion. HiPipo has walked the talk by ensuring that women, people with disabilities, cross-border traders, informal entrepreneurs, regulators, and policymakers are all part of the design. That is what “inclusive by design” truly means; no one left out, from the smallest trader to the biggest institution.

The danger now is complacency. Too many still see interoperability as an option rather than a necessity. That must change. When interoperability becomes mandatory, the benefits multiply. Every woman empowered with DFS strengthens her family and her community. Every cross-border trader using digital payments strengthens regional economies. Every regulator embedding inclusivity safeguards the financial future of their nation. This is why HiPipo’s advocacy is more important now than ever. By combining grassroots models like Train-the-Trainer with the Level One Project’s principles, Africa has a formula for inclusion that is both sustainable and scalable.

Africa is standing at a defining moment. The progress is real, but the gaps remain. The gender funding gap, low literacy, and stubborn social norms remind us that the job is not yet done. Yet the tools are in our hands. With the Gates Foundation’s Inclusive Financial Systems division, the Level One Project’s blueprint, HiPipo’s Include Everyone Program and several other stakeholders, we can reach the last mile. It is villages without electricity, women who trade across borders, and young people looking for a first chance that remind us why this work matters. Inclusion is not about numbers alone; it is about giving people the tools to live, trade, and dream on equal ground.

Africa has come far, but millions are still waiting. The job now is to move faster, to make digital systems work for the last person in the queue, not just those already inside the circle. That is why interoperability cannot remain optional; it must be the rule that ties us all together.

When the story of Africa’s financial journey is told, it should be clear that progress was not an accident. It was built by those who insisted that everyone counts, and that no woman, no trader, no community should be left behind.

The author is the CEO of HiPipo.

#DIAA2025 Update: Nominees for the Digital Impact Awards Africa are Out!

HiPipo is proud to unveil the nominees for the 2025 Digital Impact Awards Africa (#DIAA2025), following a rigorous review of hundreds of submissions received between 28th July and 22nd September 2025.

This year introduces six new categories that reflect the real issues shaping people’s lives – from sustainable energy and fuel distribution to ride-hailing services, home technology, and democratizing vehicle ownership. These categories matter because they speak to the services that directly affect how consumers move, live, and power their everyday lives.

Joseph Kimbowa, HiPipo’s Chief Content Officer, explained:

“Many submissions went beyond the original categories, pushing us to recognize the real changes happening in society. That’s why we introduced new categories and a Special Commendation for Transforming Uganda – to highlight leaders making a visible difference in people’s lives.”

Now in its 12th edition, #DIAA2025 remains Africa’s most consistent and influential awards platform, celebrating those who use digital to serve not just the connected elite, but also the underbanked, underserved, and unbanked communities.

For customers, these awards showcase the brands, platforms, and leaders you can trust, those solving the last-mile challenges of cost, access, and reliability. For businesses, this recognition signals where the future is headed and which players are setting the standard.

Public voting opens on Friday, 3rd October, and runs until Friday, 14th November (8:00am EAT).

The Grand Finale of #DIAA2025 will be held on November 14, 2025, at the Kampala Serena Hotel, during the Digital and Financial Inclusion Summit. It’s where leaders, innovators, and everyday consumers meet face-to-face to discuss what’s next for digital and financial services in Africa.

The Digital Impact Awards Africa and the Summit are proudly organised by HiPipo, with the backing of partners who believe in making inclusion and innovation a reality for everyone.

Here is the Full List of #DIAA2025 Nominations:

Holistic Ride-Hailing Services

  1. Faras
  2. Ride Now
  3. UNION APP
  4. Little APP
  5. SafeBoda

Sustainable Energy & Fuel Distribution

  1. Shell / Vivo Energies
  2. TotalEnergies
  3. Rubis Energy
  4. Stabex
  5. Oryx
  6. Mogas
  7. Texol

Excellent Personal and Home Technology.

  1. KIMA Home Security.
  2. Yunga
  3. Transtel Ltd (Samsung)
  4. Tecno Mobile
  5. Infinix Uganda
  6. Hisense Uganda
  7. Blacklyf
  8. M-Kopa

Democratizing Cars’ Ownership

  1. Ayyan Motors
  2. Autochek
  3. Success Motors
  4. Majibu Africa
  5. Yuasa Investment
  6. JanJapan

Democratizing Motorbikes’ Ownership.

  1. Watu Credit
  2. Mogo Uganda
  3. Zembo EV
  4. Spiro Uganda
  5. Gogo Electric
  6. Haojue Motors Uganda
  7. Yuvraj TVS
  8. Bajaj Boxer (Verma Co Ltd)
  9. Union (United Boda Boda Riders Cooperative Union)

Financial Inclusion Excellence.

  1. Agent Banking Insurance Scheme by SPADES Insurance.
  2. AgriShare
  3. aXiom Zorn
  4. ClinicPesa
  5. FutureLink Technologies
  6. Pride Bank
  7. My Doctor Connected Care Platform

Digital Banking Excellence.

  1. ABSA Bank
  2. Centenary Bank
  3. Equity Bank
  4. I&M Bank
  5. Stanbic Bank
  6. Standard Chartered Bank

Banking Innovation Excellence.

  1. FlexiPay by Stanbic Bank
  2. Craft Silicon
  3. Islamic Banking and Green Financing by Salaam Bank
  4. QuickTeller Agents Partnership by Interswitch and Centenary Bank
  5. PDM digitization by WENDI Digital Wallet / Post Bank (Pearl Bank)

Community/MFI Banking Innovation Excellence.

  1. Centenary Bank
  2. Finca
  3. Finance Trust Bank
  4. Letshego
  5. Post Bank (Pearl Bank)
  6. Pride Bank

FinTech Start-up of the Year.

  1. Fido
  2. Furaha
  3. HamzPay
  4. Kacyber
  5. Kanzu Finance Limited
  6. PayTota
  7. PesaJet  

FinTech of the Year.

  1. FutureLink Technologies
  2. Interswitch
  3. Jumo
  4. SafeBoda
  5. School Pay
  6. Yo Uganda

Financial Services Digital Excellence.

  1. Airtel Money
  2. Interswitch
  3. MTN MoMo
  4. Stanbic Bank
  5. Standard Chartered

Consumer Goods and Services Digital Excellence.

  1. Belle Beauty
  2. Glovo Uganda
  3. Jumia Uganda
  4. Jude Color Solutions
  5. Movit Products

Utilities and Government Services Digital Excellence.

  1. NWSC
  2. URA
  3. URSB
  4. UDB
  5. UEDCL

Technology Services Digital Excellence

  1. Airtel Uganda
  2. Cente Tech
  3. DHS Africa
  4. Comviva
  5. Ericsson
  6. Huawei
  7. MTN Uganda

CEO of the Year (DFS).

  1. Fabian Kasi – Centenary Bank
  2. Japhet Aritho – Airtel Mobile Commerce Uganda Limited (AMCUL)
  3. Julius Kakeeto – PostBank (Pearl Bank)
  4. Moris Seguya – Interswitch
  5. Richard Yego – MTN MoMo
  6. Sanjay Rughani – Standard Chartered Bank
  7. Veronicah Gladys Namagembe – Pride Bank

Digital Brand of the Year.

  1. Airtel Uganda and Airtel Money
  2. Centenary Bank and Centenary Group.
  3. MTN Uganda and MTN MoMo
  4. NWSC
  5. Stanbic Bank
  6. Standard Chartered Bank

Special Commendation for Transforming Uganda.

No Nominees. Winner to be determined by the Jury and announced on 14th November, 2025.

Voting and determining overall winners: Public voting will run from Friday, 3rd October, through to Friday, 14th November at 8:00am (EAT). Cast your vote at www.digital-impact-awards.com

#DIAA2025 #IncludeEveryOne #LevelOneProject

HiPipo announces 2025 Digital and Financial Inclusion Summit, opens nomination for Digital Impact Awards Africa

HiPipo is thrilled to bring you the 2025 Digital and Financial Inclusion Summit featuring the Digital Impact Awards Africa.

Scheduled for November 14th at Kampala Serena hotel, the Digital and Financial Inclusion Summit will bring together C-Level executives and industry stakeholders that are spearheading the scaling, adoption and usage of digital and financial services across Africa.

Meanwhile, now in its twelfth consecutive edition, the Digital Impact Awards Africa, which is by far Africa’s most consistent and influential Awards ceremony, will recognize and reward players that are spearheading the use of digital mediums to serve not only the haves, but also the traditionally underbanked, underserved, unbanked and unserved communities!

“Having recently added the very successful and colorful Middle East and Africa Digital Transformation Summit to our catalogue, we have cemented our position as a premier organisation in spearheading conversations around Digital and Financial Inclusion, Innovation and Excellence,” Innocent Kawooya, the HiPipo CEO noted.

He added: “From Uganda to the rest of Africa, the Digital and Financial Inclusion Summit, featuring the Digital Impact Awards Africa, is more than a ceremony. It is a revolution; a catalyst for policy improvement, innovation, and inclusive finance across the continent – and a driving force for Maximizing the Digital Dividend.”

#DIAA2025 Nomination Categories.

The 2025 Digital Impact Awards Africa Nominations will run until 22nd September, after which the nominees will be unveiled on the 30th day of the same month. Voting will then kick off until 14th November, 2025 when the overall winners will be announced and crowned.

  1. Financial Inclusion Excellence.
  2. Digital Banking Excellence.
  3. Banking Innovation Excellence.
  4. Community/MFI Banking Innovation Excellence. 
  5. FinTech Start-up of the Year.
  6. FinTech of the Year.
  7. Financial Services Digital Excellence. 
  8. Consumer Goods and Services Digital Excellence. 
  9. Utilities and Government Services Digital Excellence.
  10. Technology Services Digital Excellence 
  11. CEO of the Year (DFS).
  12. Digital Brand of the Year. 

Visit www.digital-impact-awards.com to submit your nomination or reserve your participation slot today.